BUYING A HOME WITH SALTY DOG
Ready to finally take the leap into home ownership? Buying a house is exciting, but can also be stressful. In order to prepare you for the process, we highlight the most important steps in this guide.
1. Getting To Know You
Let's talk about it over coffee or facetime. Preparing to buy a home can be exciting and terrifying at the same time.
Ask Yourself. Why am I considering a home purchase?
This answer will significantly influence the direction you take with your home purchase.
:: Why are you in the market for a house?
:: Are you looking for stability in your life and career?
:: Are you looking forward to establishing roots in one neighborhood?
:: Building equity? Expanding family?
This is the critical phase where you'll decide what kind of lifestyle you want to be living over the next five to seven years, and if stability is something you’re ready to do, you’re probably ready to purchase a home.
2. Get Pre-Qualified
Not fun, but having a pre-approval letter in hand when you're ready to purchase a home adds strength to your offer, which can be an important advantage in this competitive home-buying market.
You will need
:: 2 years of tax returns/W-2s
:: Permission to run your credit
:: Pay stubs
:: Bank statements
3. Create A Home Wishlist
Congratulations! You are pre-approved! Now, come up with a few “musts,” as well as "wants" you’d ultimately be willing to compromise on. For instance, do you want to be within walking distance of restaurants? Do you want space between you and your neighbors? Or is proximity to a good school the most important factor?
4. House Hunting Strategies
Here comes the fun part where those coffees and getting-to-know-yours will pay off. We generate REAL-TIME (YAY!) notifications within your given parameters, so that you'll be the first to know of any new listings and price reductions. The HUGE difference? We screen and curate so you stay on top of the game with relevant notifications.
Spot something you like? We'll go to viewings and open houses, listen to your comments, take lots of notes and point out things that only a trained eye will spot.
Every week, we'll curate a list of homes for you with homes + interior photos, maps, schools and nearby restaurants and amenities. One document sent to your phone. No more getting lost and dizzy flipping through apps or stacks of printouts. Our clients have found that simply delightful!
4. Making An Offer
You will see a lot of houses! Take lots of notes. We don't want to find you a house. We want to find YOUR HOME.
On both sides of a real estate transaction, the Purchase Offer is the first formal back-and-forth communication that leads to the final deal.
Keep in mind that even if you lose out to competing buyers once or even a few times, eventually your bid will be the right one. Don’t get discouraged, and don’t shy away from making an offer on a house because you think you’ll lose out to another buyer. Most people will still take their best shot – it doesn’t cost a thing to make an offer.